This is the terms and conditions for members of the BT Pension Scheme, EE Pension Scheme DB Section and BT Hybrid Scheme. You should ensure that you read it carefully. Once you have registered we will send you a copy of our fee agreement which you will need to sign and return to us.

This is the terms and conditions for members of the BT Retirement Saving Scheme, EE Pension Scheme DC Section, BT UK Subsidiary Scheme or any other BT DC scheme.  You should ensure that you read it carefully. By ticking the Ts&Cs box on the registration page you confirm your agreement with these terms. If you are also a member of any of the DB Schemes, please read the Ts&Cs above as the below only applies to members who only have DC benefits.